01
Create your account
Start free and set up your private family vault in minutes.
Life insurance readiness for families
Organize your life insurance information before your family needs it.
Keep policies, documents, contacts, and beneficiary access together—then give your loved ones a clear place to begin when it matters most.
Free plan availableCancel Vault+ anytimeMobile friendly
Family readiness
Everything important, in one place.
Policy details
Coverage, carrier, agent, dates
Secure documents
Policy files ready for authorized access
Beneficiary portal
One login for every shared policy
Claim guidance
A clear life-insurance checklist
Simple setup
Three steps to a more prepared family
You do not need to upload an entire policy to start. Add the details your family would need first, then improve the record over time.
02
Add your policies
Enter the important details and upload the documents your family may need.
03
Invite your family
Give a trusted beneficiary one secure portal for every policy shared with them.
Designed for real life
Less searching. More direction.
Legacy Vault helps the policyholder prepare now and helps the beneficiary understand where to start later.
One clear place
Keep policy numbers, contacts, beneficiaries, and documents from getting scattered.
Built for the people you love
Beneficiaries see the information you authorize, with a guided place to begin.
Ready when it matters
Annual reviews and a life-insurance claim checklist help keep important details useful.
Straightforward pricing
Start free. Upgrade when your family needs more.
Both plans are built around life insurance readiness. Legacy Vault+ adds broader storage, sharing, and guidance.
Free
Family Policy Organizer
$0
A practical starting point for one household to organize the essentials.
- Organize your life insurance policy information
- Store essential policy documents
- Invite one beneficiary
- Keep carrier, agent, and emergency contacts together
Legacy Vault+
Expanded Family Readiness
$9.99/month or $90/year
More policies, more trusted people, and more guidance for the family you are preparing for.
- Unlimited life insurance policies
- Expanded family sharing
- Emergency Command Center
- Other insurance document storage
- Annual policy review
- Quick link to the free public NAIC Life Insurance Policy Locator
Or choose $90/year, billed annually, and save $29.88. Create your account first, then upgrade securely through Stripe inside your vault.
Life-insurance-first, with extra document storage.
The beneficiary portal, Emergency Help Center, and guided claim checklist are designed for life insurance. Vault+ customers may also store auto, home, umbrella, and other insurance documents for convenience, but those records do not receive the same guided claims experience.
The NAIC Life Insurance Policy Locator is a free public service operated outside HIG Legacy Vault. Visit the official NAIC locator.
HIG Legacy Vault organizes insurance information and provides general educational guidance. It is not an insurer, insurance producer, legal adviser, or claims administrator, and it does not sell insurance, determine coverage, process claims, or provide legal advice. Always confirm coverage and claim requirements directly with the insurance carrier.
Privacy and security
Sensitive information deserves careful protection.
Your vault uses secure sign-in, email verification, bot protection, rate limits, and optional two-step authentication. Beneficiaries only receive the access authorized for them.
Secure account access
Verified email, protected password recovery, and optional authenticator or text-message verification.
Permission-based sharing
Control which beneficiaries can use the portal and which policies are shared with them.
Private records
Policy data and uploaded documents stay behind authenticated access.
Human-readable guidance
Clear contacts and next steps help families act without searching through private files.
Give your family a clearer place to begin.
Create your free vault today. Add what you know now, invite the people you trust, and keep improving it over time.
HIG Legacy Vault organizes insurance information and provides general educational guidance. It is not an insurer, insurance producer, legal adviser, or claims administrator, and it does not sell insurance, determine coverage, process claims, or provide legal advice. Always confirm coverage and claim requirements directly with the insurance carrier.