Life insurance readiness for families
Keep policies, documents, contacts, and beneficiary access together—then give your loved ones a clear place to begin when it matters most.
Family readiness
Policy details
Coverage, carrier, agent, dates
Secure documents
Policy files ready for authorized access
Beneficiary portal
One login for every shared policy
Claim guidance
A clear life-insurance checklist
Account access
Creating an account and signing in are different steps. Follow the path below that matches you.
New policyholder
Returning user or beneficiary
Use the same email address and password you used before. Beneficiaries must use the email address that received the invitation.
Simple setup
You do not need to upload an entire policy to start. Add the details your family would need first, then improve the record over time.
Start free and set up your private family vault in minutes.
Enter the important details and upload the documents your family may need.
Give a trusted beneficiary one secure portal for every policy shared with them.
Designed for real life
Legacy Vault helps the policyholder prepare now and helps the beneficiary understand where to start later.
Keep policy numbers, contacts, beneficiaries, and documents from getting scattered.
Beneficiaries see the information you authorize, with a guided place to begin.
Annual reviews and a life-insurance claim checklist help keep important details useful.
Straightforward pricing
Both plans are built around life insurance readiness. Legacy Vault+ adds broader storage, sharing, and guidance.
Free
$0
A practical starting point for one household to organize the essentials.
Legacy Vault+
$5.99/month for the first 12 months or $59.99 for the first year
More policies, more trusted people, and more guidance for the family you are preparing for.
The monthly plan renews at $9.99/month after the first 12 months. The annual plan is $59.99 for the first year, then $90/year after that. Create your account first, then upgrade securely through Stripe inside your vault.
Life-insurance-first, with extra document storage.
The beneficiary portal, Emergency Help Center, and guided claim checklist are designed for life insurance. Vault+ customers may also store auto, home, umbrella, and other insurance documents for convenience, but those records do not receive the same guided claims experience.
The NAIC Life Insurance Policy Locator is a free public service operated outside HIG Legacy Vault. Visit the official NAIC locator.
HIG Legacy Vault organizes insurance information and provides general educational guidance. It is not an insurer, insurance producer, legal adviser, or claims administrator, and it does not sell insurance, determine coverage, process claims, or provide legal advice. Always confirm coverage and claim requirements directly with the insurance carrier.
Privacy and security
Your vault uses secure sign-in, email verification, bot protection, rate limits, and optional two-step authentication. Beneficiaries only receive the access authorized for them.
Verified email, protected password recovery, and optional authenticator or text-message verification.
Control which beneficiaries can use the portal and which policies are shared with them.
Policy data and uploaded documents stay behind authenticated access.
Clear contacts and next steps help families act without searching through private files.
Create your free vault today. Add what you know now, invite the people you trust, and keep improving it over time.
HIG Legacy Vault organizes insurance information and provides general educational guidance. It is not an insurer, insurance producer, legal adviser, or claims administrator, and it does not sell insurance, determine coverage, process claims, or provide legal advice. Always confirm coverage and claim requirements directly with the insurance carrier.